I think I may have become an online shopping
junkie. I have spent such a great deal of time perusing Amazon, and eBay
now has a large selection of buy it now items that operates very much
like a far more sketchy Amazon. Due to this, I have
spent over $200 since Christmas on these two sites alone. I have also
planned spending as far ahead as the end of March. I continually find
things that are of great interest to me on these sites that have NO USE
OR ACTUAL WORTH!!! It’s so very similar to window
shopping, but far easier, and without the guarantee that the clothes
will fit. You can effortlessly flit from an electronics store to an auto
shop to toiletries to whatever else you so choose. It is not for me…
because I like it way too much and find it far
too enticing.
My standard technique for not spending money is
simple; leave my debit card at home when I go to work. No problem! By
doing this, I never use my debit card. But when I am at work and what
something to munch on, a complication arises; I
work in a grocery store, so even if I have cash on me, the constant
smells and the allure of the Snickers bar a mere 40 yards away from me
proves to overpower my weak self control. Solution # 2; leave my wallet
at home. BOOM!!! No cash, no card, no spending,
right? WRONG! I work at a BANK in a grocery store. This means I can get
money whenever I need it, meaning that I can always buy that tasty,
diet killing snack. But wait, there’s more! We do not get a great deal
of customers here at Associated Bank, Sheboygan
Festival Foods, so I spend a great deal of time on the computer. When I
become overborne with tutorials and online classes and organizing the
back room, I turn to the internet and find that if I log into my Amazon
or eBay account at work, MY DEBIT CARD IS
ALREADY POSTED!!! The fact that I left my card at home has no hindrance
to capping my spending. So now I am fat AND broke… a bad combination.
SO I have tried some new techniques. I transfer all
my money into my account that doesn’t have the debit card… oh wait, I
work at a bank that instantly transfers money. Okay, I tell my employees
to not transfer my money when I ask while
at work, and also to not allow me to do a withdrawal. Done deal! Oh, I
have online banking that allows me to transfer funds between my accounts
at my whim, loading money back onto my debit card in the blink of an
eye. So now I am only broke, but no longer
fat. How do I stop spending the rest of my money on the internet?
I stumbled across this possibility by accident. I
was pulling money out of my account in preparation to go to Arizona at
the beginning of December, and then found myself in Fond Du Lac craving a
burger and ice cream… Culvers, anyone? So
I decided to drive over and get me my fix, when a thought popped into
my head; how much money is on my card? I could not say for certain,
having pulled out my cash to take to Phoenix and not really knowing what
my account was at before and since I had to buy
gas to get to Fondy, as well as Milwaukee on two separate occasions
that week… well, the burger isn’t worth maybe over drafting my account.
Finally! A great solution. If you suffer from buy-crap-at-random
syndrome, and do not have a good enough interest rate
at your bank to offset the risk spending your money, then I suggest
pulling it out, and hiding it under your mattress. Except for the
mattress part, that is what I have done. It works!... most of the time
at least…
Now what am I to do with this new jacket I didn’t really need…
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